Guides

Practical money guides for Malaysians. Each one is written to answer a real question and points you to the calculator or lesson that goes with it.

24 Aug 2026 · 4 min read

Buy Now Pay Later in Malaysia: The Real Costs

BNPL is often interest-free if you pay on time, but late fees, stacked plans and easier overspending add up. What the new Consumer Credit Act changes for you.

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17 Aug 2026 · 4 min read

How Much Life Insurance or Takaful Do You Need?

If anyone depends on your income, you likely need life cover. A simple way to size it, term vs investment-linked, and BNM's 2026 medical plan changes.

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10 Aug 2026 · 4 min read

Every Personal Tax Relief You Can Claim for YA 2026

A checklist of Malaysia's personal tax reliefs for YA 2026, including the Budget 2026 changes, with limits and what you can still do before 31 December.

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3 Aug 2026 · 3 min read

How Much EPF Should You Have at Your Age in 2026?

EPF's 2026 Basic Savings table says how much you should have in Akaun Persaraan at each age: RM26,300 at 30, RM74,000 at 40 and RM270,000 at 60.

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